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Friday, 24 February 2017

The Southern Times

SMALL-AND-medium-sized enterprises (SMEs) are businesses whose personnel numbers fall below certain limits. SMEs play a major role in most economies, particularly in developing countries. 
Feb 21, 2017
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> Dr Moses Amweelo 

However, the working conditions are often very poor and expose employees to a potential wide range of health and safety risks, access to finance is also a key constraint to SMEs’ growth; without it, many SMEs languish and stagnate.
In December 2012, the Bank of Namibia (BoN) granted a licence to SME Bank Namibia Limited, a majority government-owned banking institution that is mandated to provide access to financial services for small and medium Namibian enterprises.
In sub-Saharan African countries with comparable income, small and medium scale enterprises are the most important part of the economy, at least in terms of employment, but often, also in terms of production (Hansohm, Dirk 1996).
Within the small business sector, small formal businesses can be distinguished from informal businesses (Hansohm, Dirk 1996).
These sub-sectors are different in their legal status and more importantly, in the technologies they utilise.
The small formal business sector in Namibia is the smallest in terms of enterprise, number, employment, turnover and value addition.  I
t consists of a few hundred businesses providing employment to a few thousand workers.
The informal sector consists of enterprises with small numbers of employed, self-employed and part-time activities. The main occupations in this sector include:
 carpentry and joinery
 metal fabrication
 motor vehicle repairs, including car battery 
 shoe repairing and cleaning 
 distribution and re-selling of essential commodities such as sugar, cooking oil, and manufacture of simple agricultural implements in order to earn a living.
The only drawback is that the conditions under which this class of workers work are extremely unhygienic and hazardous in some cases. It is a recognized fact that workers in both the formal and informal sectors are exposed to numerous ergonomic problems of varying kinds and degrees.
Ergonomics in often considered for improving work environment in its material aspects, through the design of appropriate work tools, establishing safety procedures or training at the workplace (Sylvain Biquand, Brice Labille IEA 1997).
In large enterprises, organisational and management consequences of changing the way people perform labour are generally buffered by the diverging positions of management and ergonomics.
“Ergonomics in often considered for improving work environment”
In small companies; the ergonomist can directly link management and workers’ activity, with the opportunity to promote an organisational from work rather than the organisation of work.
The application of ergonomics can
result in numerous improvements to reduce the potential for occupational accidents and diseases and in the enhancement of basic working conditions. Ergonomic work-stations can help prevent multiple risks at the workplace, sucks as risks of accidents, musculoskeletal disorders and stress-induced illness.
According to Sylvain Biquand (IEA 1997), improving work conditions together with quality and productivity could only be achieved through participatory design of work environment, based on accurate knowledge of real situations and incidents faced during production.
This is the minimal commitment of an agronomist’s intervention.
However, as a process, continuous improvements of work conditions and productivity should be based on:
● Acknowledging, rather than denying, at all decision levels, that a variety of distinct interests are at work in the enterprise each with its own rational needs. The machine should be maintainable and useably, changing demands of the market should be met, people should work (in their physiological, psychological and sociological diversity), etc. The agronomist should provide facts as well as organisational tools for debating and co-ordinating intrinsically different perspectives.
● Recognizing the organisational value of work activity.
Through interfacing with the variability of concrete situations, work activity is the place of constant reactions and adjustment that should be transformed through appropriate organisational into reactivity and adjustability. Ensuring work activity to remain the motor of change gives a strategic edge to the enterprise through a better touch with reality leading to more liable foresight, and renewed involvement of employees.
Further, ergonomic interventions are generally suited to involving people at the workplace because the interventions directly concern work methods and equipment encountered daily by these people.
An International Labour Organisation (ILO) research has shown that in applying ergonomics in small-scale industries, low-cost solutions have a particular place. Many small-scale producers have shown their capacity to innovate work process, sometimes proving solutions to occupational health and safety problems.
The ILO researchers in 1987compiled and documented 100 examples of “low-cost ways of improving working conditions” in Asia, and similar work are in progress in East Africa.
While this capacity should be tapped, it is not realistic to rely totally on the initiative and capacity of small-scale producers and employers to solve problems in the work environment.
If they do not have the money, skills, mobility or time to resolve hazards associated with the use of equipment, the responsibility shifts to the manufacturers who furnish the sector.
The inputs to small-scales procedures should incorporate, as far as possible, basic safety features in design, low-cost, use of local material, easy maintenance and affordable, widely distributed spare parts. Labelling and safety instructions should be adequate and should be written in local languages.

Thursday, 23 February 2017

Daily Sun

21 hours ago
I'VE NEVER SEEN SUCH A NICE BUM!
Isaac Mutambiri recovers from the beating. Photo by Amanda Scott  ~ 
HE TOUCHED someone’s wife and paid a heavy price for it.
Isaac Mutambiri from Matholesville was beaten so badly that for a while he forgot his name and didn’t know where he was.
He later said: “I will never do it again, but that was the best bum I have ever seen.”
The incident happened in the Roodepoort CBD, west of Joburg.
Isaac confessed that he had touched the woman’s bum.
She was crossing the street with her husband when he put his hand on her bum.
She screamed that someone had touched her, and her angry husband turned around and asked who had done it. Everyone pointed to Isaac.
The husband then beat Isaac until he fainted. When he regained consciousness he couldn’t even remember his name! By that time the couple was long gone.
The SunTeam saw Isaac lying on the road. When he woke up he was confused and asked: “What happened?”
But after about 15 minutes he came to his senses. Embarrassed Isaac said he was not proud of what he did and knew he deserved the beating.

Daily Sun

20 hours ago
I'M DONE WITH DATING MLUNGUS!
Tshidiso Moloi was left high and dry by his lover of eight years. Photo by Samson Ratswana  ~ 
TSHIDISO regrets taking his lover on holiday to spend some quality time together.
That’s because he is now all alone while his lover of eight years is in another man’s arms.
The SunTeam met up with Tshidiso Moloi (30) on Sunday, standing outside the entrance of Phiri Guest House in Tshwane.
He was crying hysterically, surrounded by three backpacks and plastic bags filled with clothes.
When he calmed down he said: “I will never date a white woman again.”
He said that he took two weeks leave from work just so he could treat his woman to a special Valentine’s Day.
He said they arrived in Tshwane last Sunday from Brits, in the North West.
“I wanted to show her how much I loved her. I had never taken her out because she was always busy looking after our three children.”
“Everything was fine between us until just now. We were in our booked room when we had an argument. It escalated and security threw us out.”
He said as soon as they were outside, they were approached by a mlungu carrying a knobkerrie.
“The man threatened to beat the hell out of me. I just stood there and watched as my girlfriend walked away with him.”
Tshidiso refused to say what they had argued about.
He said what worries him is that he was the last person her family saw her with.
Tshidiso said he will not report the incident to the cops.
“She left willingly. It was as if she had planned the fight because the man was already waiting for her outside the guesthouse.”
He said he wants nothing to do with her but he still has her ID, clothes and cellphone.

Wednesday, 22 February 2017

FIN24

Budget in a nutshell: Tough times ahead

2017-02-22 14:07 - Jaco Leuvennink
Cape Town – Finance Minister Pravin Gordhan had a tough message for South Africans in Wednesday's Budget Speech in the National Assembly, with the introduction of a new tax bracket for the very rich, state debt creeping up and almost all economic indicators and fiscal numbers weaker than in last year's budget.

While South Africa is "once again at a crossroads" and "tough choices have to be made to achieve development outcomes", Gordhan nevertheless tried to stress the need for growth.

He used the word “transformation” more than 50 times in his speech, but against this background said: “Our growth challenge is intertwined with our transformation imperative. We need to transform in order to grow, we need to grow in order to transform. Without transformation, growth will reinforce inequality; without growth, transformation will be distorted by patronage."

He also indicated that fiscal consolidation will continue.

An additional R28bn will be collected in the coming financial year by means of those earning more than R1.5m per year paying 45% of that back to the taxman (the previous top rate was 41%), limited adjustment for bracket creep, a fuel levy rise of 30 cents per litre, a higher dividend withholding tax rate and the usual rise in sin taxes (excise on alcohol and tobacco).

There was relief for property buyers with the first R900 000 (previously R750 000) of the value of a transaction not liable for transfer duty.

Social grants were increased by about 7% on average.

While it looks like Gordhan made an effort to appease his critics, one could not help feelings of sadness listening to him and getting the impression that it was his last budget after making his comeback as finance minister just more than a year ago.

The highlights of the budget are:

Macro-economic outlook

• Gross domestic product growth will gradually improve from 0.5% in 2016 to 1.3% in 2017 and 2.0% in 2018, supported by improved global conditions and rising consumer and business confidence. The percentages are considerably lower than last year’s estimates. The review says though that greater availability and reliability of electricity should also support stronger growth in 2018/19.

•  Exports are expected to grow by 1.9% in 2017, 4.9% in 2018 and 5% in 2019, after estimated negative growth of -1.2% last year.

• After reaching 6.4% in 2016, consumer inflation is expected to decline to 5.7% in 2018.

• The current account deficit, after reaching 4% in 2016, will come down to 3.7% in 2018 and 3.8% in 2019.

• Government will continue to enable investment through regulatory reforms and partnerships with independent power producers.

• Public sector infrastructure bottlenecks will be addressed through reform and capacity building. During 2017/18, government will establish a new financing facility for large infrastructure projects.

Budget framework

•  The budget deficit (consolidated) crept up to 3.4% for 2016/17 from the 3.2% stated in last February’s budget. This was due to less revenue collected than expected. The deficit is expected to narrow to 3.1% for 2017/18 and 2.6% in 2019/20.

•  State debt is also steadily creeping up. Debt stock as a percentage of GDP is expected to stabilise at 48.2% in 2020/21 (previously 46.2% in 2017/18, and before that 43.7% in 2017/18).

•  The main budget non-interest expenditure ceiling has been lowered by R26bn over the next two years (almost the same as the R25bn planned last year).

• An additional R28bn (R18.1bn last year) of tax revenue will be raised in 2017/18. Measures to increase revenue by a proposed R15bn in 2017/18 will be outlined in the 2018 Budget.

• R30bn has been reprioritised through the budget process to ensure core social expenditure is protected.

• Real growth in non-interest spending will average 1.9% over the next three years. Apart from debt-service costs, post-school education is the fastest-growing category, followed by health and social protection.

Specific spending programmes over the next three years

Over the next three years, government will spend:

• R490bn (R457bn last year) on social grants.

• R106bn (R93.1bn) on transfers to universities, while the National Student Financial Aid Scheme will spend R54.3bn (R41.2bn).  

• R751.9bn (R707.4bn) on basic education, including R48.3bn for subsidies to schools, R42.9bn for infrastructure, and R12.7bn (R14.9bn) for learner and teacher support materials.

• R114bn (R108.3bn) for subsidised public housing.   

• R94.4bn (R102bn) on water resources and bulk infrastructure.

• R189bn (R171.3bn) on transfers of the local government equitable share to provide basic services to poor households.

• R142.6bn to support affordable public transport. 

• R606bn on health, with R59.5bn on the HIV/Aids conditional grant.

Tax proposals

• A new top marginal income tax bracket for individuals combined with partial relief for bracket creep will raise an additional R16.5bn.  

• R6.8bn will be collected through a higher dividend withholding tax rate. Increases in fuel taxes and alcohol and tobacco excise duties will together increase revenue by R5.1bn.

• As soon as the necessary legislation is approved, government will implement a tax on sugary beverages. The rate will be 2.1c per gram for sugar content above 4g per 100 ml.

• A revised Carbon Tax Bill will be published for public consultation and tabling in Parliament by mid-2017.

• The first R900 000 of the value of property acquired from March 1 2017 will be taxed at zero percent. Before March 1 2017 the first R750 000 of the value of property was taxed at zero percent.

• The general fuel levy will increase by 30c/litre on April 5 2017. This will push the general fuel levy up to R3.15/litre of petrol and to R3.00/litre of diesel. The road accident levy will increase by 9c/litre of petrol and diesel on April 5 2017.

• Personal income tax will bring in R482bn, VAT R312bn, company tax R218bn, fuel levies R96.1bn and customs and excise duties R96bn in the coming year.

Sin taxes rise
Taxes on alcohol and tobacco are set to rise as follows:
Beer 12c/340ml;
Fortified wine 26c/750ml;
Ciders and alcoholic fruit beverages 12c/340ml;
Unfortified wine 23c/750ml;
Sparkling wine 70c/750ml;
Spirits 443c/750ml;
Cigarettes 106c/packet of 20;
Cigarette tobacco 119c/50g;
Pipe tobacco 40c/25g; and
Cigars 658c/23g.

Social grant spending and increases
Spending on social grants is set to rise from R164.9bn in 2016/17 to to R209.1bn by 2019/20, growing at an annual average of 8.2% over the medium term. The number of social grant beneficiaries is expected to reach 18.1 million by the end of 2019/20.

The specific increases are:

• State old age grant from R1 505 to R 1 600 per month;

• State old age grant, over 75s from R1 525 to R1 620;

• War veterans grant from R1 525 to R 1 620;

• Disability grant from R1 505 to R 1 600;

• Foster care grant from R890 to R920 ;

• Care dependency grant from R1 505 tot R1 600; and

• Child support grant from R355 to R380.

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“IBM Digital - Nation Africa” Lifts Continent's Education Sector

Thandisizwe Mgudlwa

African education and training has always been making progress.

And its doing it again.

This time, it is through the IBM launched of its $70 million (approximately R945 million) digital education initiative, “IBM Digital - Nation Africa”, on February 8, this month.

Experts have noted that the initiative is aimed at building much-needed digital, cloud, and cognitive IT skills to help support a 21st century workforce in Africa.

According to IBM, this initiative provides a cloud-based learning platform designed to provide free skills development programs for up to 25 million African youths over five years, enabling digital competence and nurturing innovation in Africa.
"The IBM Digital - Nation Africa initiative is part of the company’s global push to build the next generation of skills needed for “New Collar” careers. “New Collar” is a term used by IBM to describe new kinds of careers that do not always require a four-year college degree but rather sought-after skills in cybersecurity, data science, artificial intelligence, cloud, and much more.

For the youth of Africa to be able to benefit from a cognitive future, there needs to be a much higher level of digital literacy. At the top of the skills pyramid are developers, who need to know how to create solutions that can leverage the power of cognitive, and entrepreneurs who are aware of the potential. IBM Digital - Nation Africa is designed to help raise overall digital literacy, increase the number of skilled developers able to tap into cognitive engines and enable entrepreneurs and would-be entrepreneurs grow businesses around the new solutions," IBM.

Additionally, through a free, cloud-based online learning environment delivered on IBM Bluemix, the premier cloud platform for business, the initiative will provide a range of programs from basic IT literacy to highly sought-after advanced IT skills including social engagement, digital privacy, and cyber protection.  Image result for african education images

 "Advanced users will be able to explore career-oriented IT topics including programming, cybersecurity, data science and agile methodologies, as well as important business skills like critical thinking, innovation, and entrepreneurship. The initiative aims to empower African citizens, entrepreneurs, and communities with the knowledge and tools to design, develop, and launch their own digital solutions.

Based on Watson, the cognitive online system will adapt and learn. It will review the multiple interactions the education initiative will have with students, to help direct them to the right courses and help IBM refine the courses to better adapt the material for the needs of the users. Watson will also create a depth of knowledge using anonymous information gathered from interactions with the students. This will help entrepreneurs and developers understand which current Bluemix solutions best meet their needs and refine their idea to help them design a solution that has greatest market potential.

With the aim of equipping as many as 25 million people with sought after IT skills over the next five years, the program will be launched from IBM’s regional offices in South Africa, Kenya, Nigeria, Morocco, and Egypt. This will enable the expansion of the initiative across the continent.

The initiative will provide access to thousands of resources, in English, free of charge, including: ready-to-use mobile apps; guides - web guides, demonstrations, interactive simulations, video series, and articles; online assessments – a range of self-assessment tests to track the progress of individuals, together with industry recognized ‘Open Badges’ aligned to digital competencies. The badges can then be shared with prospective employers Volunteers – Creation of a volunteer program to support and promote digital literacy within their communities; and pp Marketplace – Provision of a platform on which new applications can either be made freely available or sold."

Moreover, the initiative will be supported by the United Nations Development Program (UNDP), which has a special focus on fostering market-driven ICT skills in Africa and the Middle East.

IBM is to work with UNDP on opportunities for STEM (Science, Technology, Engineering, and Mathematics) skills delivery, certification, and accreditation.

UNDP will also collaborate with their network of existing government partnerships to broaden the program across Africa.

IBM further notes, "In 2015, IBM rolled out a major initiative to expand its Africa Technical Academy and Africa University Program, providing advanced skills in cloud, analytics, and big data technologies, reaching today to over 150 academic institutions, in the continent.

And in September 2016, a memorandum of understanding was signed between the Ministry of National Education and Vocational Training and IBM Morocco, for the launch of P-TECH program (Pathways in Technology Early College High School) in Morocco."

P-tech, an innovative global education model, has been designed by IBM, in close partnership with American educators. The company is also known to be working with dozens of start-ups in South Africa.

Hamilton Ratshefola, country general manager for IBM South Africa. commented, “IBM sees effective, high quality IT education as a key driver of economic vitality in Africa. Through access to open standards, best practices, IBM tools, and course materials, the broad scope of this initiative will enable vital skills development”, says Ratshefola, “In order to find solutions to Africa’s challenges, industries across the spectrum need to enable the existing and future workforce to perform at the forefront of technologies such as cognitive and cloud computing. This will be the key to spurring economic growth.”

Continental Health Agency Ready To Cure Africans

Thandisizwe Mgudlwa
Cape Town: The recently launch of Africa’s continent-wide public health agency, the Africa Centers for Disease Control and Prevention (Africa CDC),  stands to better the face of health for millions of Africans.

Experts have remarked that the Africa CDC, will help African Member States respond to public health emergencies.
The agency was launched on January 31, this year in Addis Ababa.

According to the African Union, the importance of public health is underlined by the fact that it has an impact on national, social and economic development.

"Because of this importance, the African Union Assembly of Heads of State authorized an annual contribution from the overall African Union operating budget for 2016 to safeguard Africa’s health.

The need for an Africa CDC to support African countries as they monitor and respond to public health threats was recognized by the African Union in 2013 and formalized in 2015," noted the AU.

Guinea’s President Alpha Conde, whose country was one of the Ebola affected states between 2013 and 2015 attended the launch ceremony in his capacity as the Chairperson of the African Union.

A point of noteworthy, is that much progress has been made since the African Union Ministers of Health meeting in Malabo adopted the Statute of the Africa CDC in July 2015. They had also urged the fast tracking of the establishment of the institution.

Other positive developments include, five Regional Collaborating Centers to work with the African CDC Coordinating Center in Addis Ababa, Ethiopia have been selected.

In addition, n Emergency Operations Center has been set up at the Addis Ababa headquarters and 10 highly qualified epidemiologists are ready to monitor for disease threats across Africa.

The Au also adds, "The epidemiologists will be responsible for disease surveillance, investigations, analysis, and reporting trends and anomalies.

A director, Dr John Nkengasong has been recruited and a governing board appointed. 

The Africa CDC will join the international networks of public health institutions to share information and improve surveillance of public health threats," says the AU.

The African-owned institution, the Africa CDC, is reported to be uniquely positioned to help protect the health of the continent.